Simply the best finance deals around
call us direct on 0844 5581601 for
finance, car loans and credit
call us direct on 0844 5581601 for
finance, car loans and credit
For over 14 years we at Cars 4 You Direct have offered a comprehensive range of both secured and unsecured car loans at the most competitive rates available.
We are confident that the payment options we offer compliment our range of services, including: Used Cars, Repairs, Servicing and MOT’s; All aimed to give you, our customer the most positive experience possible when purchasing your next car.
The following two examples of cars from our stock illustrate the type of exceptional deal which we at Cars 4 You Direct can offer you:
| Example 1 | Example 2 | ||
| 2008/08 Ford Fiesta 1.25 Style Climate | 2008/08 Ford Focus 1.6 Style Climate | ||
| £ 4,999 | Sale Price | £ 6,495 | Sale Price |
| £ 0 | Deposit | £ 500 | Deposit |
| £ 4,999 | Balance to finance | £ 5,999 | Balance to finance |
| £ 36.91 | Per week - over 36 months | £ 34.27 | Per week - over 48 months |
| 3.95 % | Interest - flat rate | 3.99 % | Interest - flat rate |
| £ 5,903.92 | Total Repayable | £ 7,774.92 | Total Repayable |
Our range of car finance deals is available to both private and business users, including mini cab drivers. This is of course subject to status, but customers who have previously experienced credit problems are still welcome to apply.
Frequently asked questions
How does Cars 4 You Direct provide finance?
Cars 4 You Direct is able to provide finance for new and used cars through major lenders such as Barclays Partner Finance and Close Motor Finance.
How much will the finance cost?
That depends on how much you want to borrow and over what period you wish to repay the finance. Simply ask us for a quote.
What interest rate is charged?
Interest rates vary, a competitive deal will be offered at the time you arrange the finance for your car and the rate would remain unchanged for the duration of the loan.
Do I need a deposit?
A deposit is usually not mandatory, but a deposit or initial payment, will reduce the size of the loan repayments.
How do I apply for finance?
Ideally you should come in and discuss your requirements with our experienced staff, call us on 0844 5581601. Alternatively complete the form below to email us and we will be pleased to provide you with a quote.
Do you provide vehicles for businesses?
We can supply a wide range of vehicles for businesses use, suitable for self-employed, sole traders, limited companies etc.
Contact form
Use the form below to contact us. † indicates a required field.
Please read the following before sending your comments. Cars 4 You Direct promises that you will NOT receive unsolicited mail by supplying your personal details. All personal information supplied is held securely by Cars 4 You Direct and in accordance with the Data Protection Act 1998. Your details will not be used for any other service.
Our Partners
Take the stress out of buying a vehicle with one of the affordable finance packages on offer from Cars 4 You Direct in partnership with Barclays Partner Finance and Close Motor Finance. We have a wide range of products available to enable Cars 4 You Direct customers to enjoy low-cost motoring for many years to come.

Barclays is a major global financial services provider engaged in retail banking, credit cards, corporate banking, investment banking, wealth management and investment management services with an extensive international presence in Europe, the Americas, Africa and Asia.
With over 300 years of history and expertise in banking, Barclays operates in over 50 countries and employs approximately 145,000 people. Barclays moves, lends, invests and protects money for more than 49 million customers and clients worldwide.

Providing a Close & Personal service for customers
Close Motor Finance Limited are here to help you to finance your vehicle – either new or used – whether it is a car, motorcycle, light commercial or caravan. We are specialists in motor finance and we work to make sure you drive away happy with the vehicle you want at a price you can afford. We can process finance proposals on the spot so that you can drive away the same day with no hassle.
Close Motor Finance Limited are committed to delivering a local and personal service, working through a national branch network rather than call centres. We do not use a constraining credit scoring system and none of our decisions are made by an automated computer system; instead all of our finance proposals are overseen by our skilled branch staff.
Whether you are a private or a business customer, we can provide you with a tailored finance solution to suit your needs, as well as offering a range of insurance products to protect you and your investment.
Close Motor Finance Limited is part of Close Bank Limited, the UK’s largest independent merchant bank.